“To get a good job, you need a good education.” That has been a theme for decades. Well, just how many good jobs are out there, compared to how many college students? Unemployment predicted to be higher than normal for: 8 more years. That is the consensus unemployment forecast of economists surveyed by the Associated…
Unfortunately, if you are behind on your bills, your credit is already be bad. Bankruptcy will probably not make things any worse. A bankruptcy can appear on your credit record for ten years from the date your case was filed. Bankruptcy discharges out your old debts, you will be in a better position to pay…
Foreclosure is the legal process for mortgage companies taking your house. It is much in the news these days, with mortgage companies being questioned on the legal documents they produce in courts, in cases of judicial foreclosure. Mortgage simply means: debt secured by real estate; pledging your home as collateral, or security, for a loan….
With permission, I have to take on one of my fellow contributors to this site, Jay Fleischman, for posting about saving to give your newborn a car. To which I must say: NO! Not to savings, that is the way to wealth. No to buying your newborn, or first born, or second born, or any…
Just went through the (empty nest) family discussion about dropping pay TV service. I googled “how to save “money on paying for tv service” and there are lots or articles, (86,000,000) some 5 years old. Looks like I am behind the curve on this one. OK, I know, not the first time. I know the…
A presentation on student loans Department of Justice lawyers, who oppose, quite fiercely, discharge of student loans in bankruptcy cases, but, presented lots of information on other ways to deal with repayment. Contact the ombudsman! was there cry. (Don’t bother us, we have enough to do.) There are people in the Federal Student Aid Office…
I attended a presentation on student loan debt by attorneys from the Department of Justice, who fight discharge of student loans in bankruptcy cases, but presented lots of information on other ways to deal with repayment. A frequent theme was: contact the ombudsman! The Federal Student Aid Office has on office to identify your loan…
When you do NOT want to file bankruptcy? Because, you do not want to end up in bankruptcy court. People need legal advice to avoid court, not just to navigate through court. So, a bankruptcy lawyer can help you avoid court, and, if you end up there anyway, you are prepared. If know bankruptcy law,…
You talk to a bankruptcy lawyer because you do not want to end up in bankruptcy court. You talk to a tax lawyer so you don’t get to tax court. But, if you have to go, you are prepared. And you do not know bankruptcy law. You may be doing something that you think is…
