You want to control your spending.
Spouse, kids, buy that Starbucks mocha for stress relief, lots of demands on your pocketbook.
Even if you need to spend the money, your kid needs the new shoes, start by saying: “No.”
Maybe you want to look like you are keeping up with the Joneses, maybe you want somebody to like you, maybe you are buying somebody’s approval, maybe you figure the expenditure at hand is small, it will not break you.
Just say NO!
If you want to take control of your spending, you have to take control of the decisions.
If you lost control, it was at least partly due to saying yes to spending decisions you could not afford.
Of course, that is what makes it so easy to adapt.
Automatically say no to every request from someone else, or your own head, to spend money.
For 24 hours.
And there will be no more impulse buying that you later regret.