(Wimpy key chain available at
Monthly Archives: October 2011
Are You Teetering On The Edge Of Bankruptcy?
Although bankruptcy filings are down, unemployment remains high and fewer people are going to credit counselors. Credit card debt went up again. Some people may just be giving up. No job, no income, no assets, means nothing for creditors to get; no reason to file bankruptcy. But, what happens when you get that new job? …
What Happens If I Get A Judgment Against Me?
“I am being sued by capital one for a credit card debt…I’m unemployed…will I still have to pay if I lose in court?” Someone posted this question to me. I never know what the enemy may do, but, here are the possibilities: So here comes the long winded answer about money judgments in St. Clair…
Why File Bankruptcy; I Can Settle My Debts
Yes, I know, I keep showing these rats. But they keep trying to take your money! These two are debt settlement company employees; you know, the companies you hear about on the radio all the time: Don’t file bankruptcy! We can settle your debt for pennies on the dollar! The secret the credit card companies…
Credit Cards Are NOT The Problem
Credit cards are neither good nor bad; they have no intrinsic moral quality. Just like a baseball bat; depends how you use it. Hit a home run? Cool. Break someone’s head? Not so much. Yes, that one is subjective. It is possible to use credit cards without going overboard, pay the balance every month, get…
