Monthly Archives: October 2012

Debt Management Plans

  Alzheimers is not pretty.  Nor is senility or any other form of dementia.  It puts an enormous strain on the spouse and other family members.

So, if a couple has debt problems, and one has dementia, a Debt Management Plan is just what the doctor ordered, right?

Shockingly, the National Foundation for Credit Counseling touts this as a great success story.

Read what they put this poor couple through:

Their press release blames the couple, of course, “They simply developed a lifestyle of overspending.”

This characterization in spite of the admitted deteriorating condition of the, then, 63 year old husband.  “Jim was in the early stages of dementia, putting the bulk of the responsibility squarely on Francine’s shoulders.”

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One Response to Debt Management Plans

Unfair Debt Collection?

Debt collectors are like cops:  do not assume tell the truth when they are interrogating you. Cops are free to lie to suspects.  Debt collectors, not so much. And creditors, like, say, American Express, also have some constraints on their collection efforts. DON’T BELIEVE THE ENEMY.  If the cops are interrogating you, they are NOTContinue ReadingContinue Reading

3 Responses to Unfair Debt Collection?

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