Daily Archives: May 28, 2013

Filing Bankruptcy, Can You Keep Smoking?

cig

When you file bankruptcy, whether Chapter 7 or Chapter 13, you have to itemize your monthly living expenses on Schedule J.  The bankruptcy form itself has various categories, food, clothes, utilities, medical care, and so on.  Recreation is one category in which you could put cigarette smoking expense.

Here in the Eastern District of Michigan, the Detroit bankruptcy court, I never list more than $100 per month for one debtor in this category.  It is difficult to justify more than that, in lieu of paying back creditors.

However, a two pack a day habit, if cigarettes cost $8 per pack, is $487 per month, according to the calculator at the health status website.

Ouch!

My friend, California bankruptcy attorney Cathy Moran, has also posted on the topic of cigarette expenses in bankruptcy.

Continue Reading

Digiprove sealCopyright secured by Digiprove © 2014 Kurt O'Keefe

5 Responses to Filing Bankruptcy, Can You Keep Smoking?

  1. You can definitely view your expertise from the get the job done you are submitting. The arena desires for a lot more fervent internet writers just like you that are not fearful to bring up the way they consider. Often stick to ones heart.

  2. Attractive section of content. I just stumbled upon your site and
    in accession capital to assert that I get in fact enjoyed account your blog posts.

    Anyway I’ll be subscribing to your feeds and even I achievement
    you access consistently fast.

  3. Hi my family member! I wish to say that this post is amazing, nice wditten and come with almost all significant infos.
    I’d like to look more posts like this .

  4. Heyaa i’m for the first time here. I came across this board and I find It really useful
    & it helped me ouut much. I hope to give something back and help others
    like you helped me.