WHAT ELSE MUST I DO TO COMPLETE MY CASE?
by NCLC
After your case is filed, you must complete an approved course in personal finances. This course will take approximately two hours to complete. Many of the course providers give you a choice to take the course in-person at a designated location, over the Internet usually by watching a video, or over the telephone. Your attorney can give you a list of organizations that provide approved courses, or you can check the website for the United States Trustee office at www.usdoj.gov/ust/. If you can not afford the fee, you should ask the agency to provide the course free of charge or at a reduced fee. In a chapter 7 case, you should sign up for the course soon after your case is filed. if you file a chapter 13 case, you should ask your attorney when to take the course.

After yo have filed all the necessary documents, attended the meeting of creditors, and taken the finance course, your case will be completed and you will receive a document from the court noting that your debts have been discharged. In most chapter 7 cases, this will be sent you approximately three months after the case is filed. The discharge in a chapter 13 case is not sent until the plan is completed, which is usually about 3 to 5 years after the case is filed.

Michigan bankruptcy attorney Kurt O’Keefe recommends online counseling with Hummingbird at www.hbcce.org

Kurt O’Keefe, Esq.

OFFICES IN WAYNE, OAKLAND AND MACOMB COUNTIES

Phone:  313-962-4630

Fax:  313-216-2999

email kurt@stopcreditor.com