Here are the categories for expenses that have to be filled out:

Rent (or mortgage payment) _____________
Taxes included (yes or no) _______________
Insurance included (yes or no) ___________

UTILITIES electricity and heating fuel ___________
water and sewer ___________________
telephone (includes cell) ________________
other utilities (internet, cable, cell phone) _______ ___________ __________

home maintenance (if you own or are buying your home) ___________
food ____________
clothing __________
laundry and dry cleaning _______________

medical and dental expenses (that you pay, not what is
covered by insurance) ___________________
Transportation (gas, oil, license, car repairs) _____________
recreation ________________
charitable contributions (church) ______________

Insurance (not deducted from wages) life _______
homeowners ____________
health ________________
auto __________________
other insurance _____________ (what for?) __________
TAXES (note deducted from wages or included in mortgage) __________

car, truck or other monthly payment for something
you are buying ____________________________
alimony, support you pay to others _______________
regular expenses from operation of business, profession or
farm (make a separate list)

Kurt O’Keefe, Esq.

OFFICES IN WAYNE, OAKLAND AND MACOMB COUNTIES

Phone:  313-962-4630

Fax:  313-216-2999

email kurt@stopcreditor.com

(Click here if you want to order a FREE copy of my book, The Consumer’s Guide to Defending Foreclosure.)