FORM B9A (Chapter 7 Individual or Joint Debtor No Asset Case) (10/05) Case Number 07„46483„mbm 

UNITED STATES BANKRUPTCY COURT 
DISTRICT of Eastern District of Michigan 
Notice of Chapter 7 Bankruptcy Case, Meeting of Creditors, & Deadlines 
A chapter 7 bankruptcy case concerning the debtor(s) listed below was filed on 4/2/07. 
You may be a creditor of the debtor. This notice lists important deadlines. You may want to consult an attorney to protect your rights. 
All documents filed in the case may be inspected at the bankruptcy clerk's office at the address listed below. NOTE: The staff of the 
bankruptcy clerk's office cannot give legal advice. 
See Reverse Side For Important Explanations 
Debtor(s) (name(s) used by the debtor(s) in the last 8 years, including married, maiden, trade, and address): 
NAME
ADDRESS 
Case Number: 
 
Social Security/Taxpayer ID/Employer ID/Other Nos.: 
xxx„xx„1111 
Attorney for Debtor(s) (name and address): 
Kurt A. O'Keefe 
645 Griswold St. 
Ste. 3156 
Detroit, MI 48226 
Telephone number: (313) 962„4630 
Bankruptcy Trustee (name and address): 

Meeting of Creditors 
Date: May 22, 2007 Time: 12:00 PM 
Location: Meeting Room 
Presumption of Abuse under 11 U.S.C. € 707(b) 
See "Presumption of Abuse" on reverse side. 
The presumption of abuse does not arise. 
Deadlines: 
Papers must be received by the bankruptcy clerk's office by the following deadlines: 
Deadline to File a Complaint Objecting to Discharge of the Debtor or to Determine Dischargeability of Certain Debts: 7/23/07 
Deadline to Object to Exemptions: 
Thirty (30) days after the conclusion of the meeting of creditors. 
Creditors May Not Take Certain Actions: 
In most instances, the filing of the bankruptcy case automatically stays certain collection and other actions against the debtor and the 
debtor's property. Under certain circumstances, the stay may be limited to 30 days or not exist at all, although the debtor can request the 
court to extend or impose a stay. If you attempt to collect a debt or take other action in violation of the Bankruptcy Code, you may be 
penalized. Consult a lawyer to determine your rights in this case. 
Please Do Not File a Proof of Claim Unless You Receive a Notice To Do So. 
Foreign Creditors 
A creditor to whom this notice is sent at a foreign address should read the information under "Do Not File a Proof of Claim at This Time" 
on the reverse side. 
Address of the Bankruptcy Clerk's Office: 
211 West Fort Street 
Detroit, MI 48226 
Telephone number: 313„234„0065 
For the Court: 
Clerk of the Bankruptcy Court: 
Katherine B. Gullo 
Hours Open: Monday „ Friday 08:30 AM „ 4:00 PM Date: 4/2/07 


EXPLANATIONS FORM B9A (10/05) 

Filing of Chapter 7 
Bankruptcy Case 
A bankruptcy case under Chapter 7 of the Bankruptcy Code (title 11, United States Code) has been filed in this court 
by or against the debtor(s) listed on the front side, and an order for relief has been entered. 
Legal Advice The staff of the bankruptcy clerk's office cannot give legal advice. Consult a lawyer to determine your rights in 
this case. 
Creditors Generally 
May Not Take Certain 
Actions 
Prohibited collection actions are listed in Bankruptcy Code €362. Common examples of prohibited actions include 
contacting the debtor by telephone, mail or otherwise to demand repayment; taking actions to collect money or 
obtain property from the debtor; repossessing the debtor's property; starting or continuing lawsuits or foreclosures; 
and garnishing or deducting from the debtor's wages. Under certain circumstances, the stay may be limited to 30 
days or not exist at all, although the debtor can request the court to extend or impose a stay. 
Presumption of Abuse If the presumption of abuse arises, creditors may have the right to file a motion to dismiss the case under € 707(b) of 
the Bankruptcy Code. The debtor may rebut the presumption by showing special circumstances. 
Meeting of Creditors A meeting of creditors is scheduled for the date, time and location listed on the front side. The debtor (both spouses 
in a joint case) must be present at the meeting to be questioned under oath by the trustee and by creditors. Creditors 
are welcome to attend, but are not required to do so. The meeting may be continued and concluded at a later date 
without further notice. 
Do Not File a Proof of 
Claim at This Time 
There does not appear to be any property available to the trustee to pay creditors. You therefore should not file a 
proof of claim at this time. If it later appears that assets are available to pay creditors, you will be sent another notice 
telling you that you may file a proof of claim, and telling you the deadline for filing your proof of claim. If this 
notice is mailed to a creditor at a foreign address, the creditor may file a motion requesting the court to extend the 
deadline. 
Discharge of Debts The debtor is seeking a discharge of most debts, which may include your debt. A discharge means that you may 
never try to collect the debt from the debtor. If you believe that the debtor is not entitled to receive a discharge under 
Bankruptcy Code €727(a) or that a debt owed to you is not dischargeable under Bankruptcy Code €523(a)(2), (4), or 
(6), you must start a lawsuit by filing a complaint in the bankruptcy clerk's office by the "Deadline to File a 
Complaint Objecting to Discharge of the Debtor or to Determine Dischargeability of Certain Debts" listed on the 
front side. The bankruptcy clerk's office must receive the complaint and any required filing fee by that Deadline. 
Exempt Property The debtor is permitted by law to keep certain property as exempt. Exempt property will not be sold and distributed 
to creditors. The debtor must file a list of all property claimed as exempt. You may inspect that list at the bankruptcy 
clerk's office. If you believe that an exemption claimed by the debtor is not authorized by law, you may file an 
objection to that exemption. The bankruptcy clerk's office must receive the objections by the "Deadline to Object to 
Exemptions" listed on the front side. 
Bankruptcy Clerk's 
Office 
Any paper that you file in this bankruptcy case should be filed at the bankruptcy clerk's office at the address listed 
on the front side. You may inspect all papers filed, including the list of the debtor's property and debts and the list of 
the property claimed as exempt, at the bankruptcy clerk's office. 
Foreign Creditors Consult a lawyer familiar with United States bankruptcy law if you have any questions regarding your rights in this 
case. 
„„ Refer to Other Side for Important Deadlines and Notices „„ 
The Court will dismiss this case without a hearing if the debtor(s) do not timely file all required documents 
and if no request for a hearing on dismissal is filed within 20 days after the petition is filed. The Clerk will give 
notice of the hearing on dismissal only to the party requesting the hearing, the debtor and the trustee.