18. You can never own a home if you have filed for bankruptcy.

19. You do not have to list all of your debts if you file for bankruptcy.
You can pick and choose the debts to be included in your bankruptcy case.

20. If your former spouse files for bankruptcy on a joint debt, his or her bankruptcy will discharge your obligation on that same debt.

21. You do not have to list all of the property you own if you file for bankruptcy. You can pick and choose what is in and what is out.

22. If property is owned in your name, and the bill is in your name, then you do not have to list the property if a relative or a friend actually has the property and is making the payments.

23. The legal fees for filing a bankrupty are so high that only the very rich can afford to file.

24. You can eliminate and discharge all of your back child support by filing for bankruptcy.

25. If you are currently paying alimony or spousal support, all obligations to pay will be terminated forever by filing for bankruptcy.

26. You don't need a lawyer to file for bankruptcy. All it involves is filling out a bunch of forms.

27. You should max out all of your credit cards before filing for bankruptcy.

28. If you give any property to a relative before filing for bankruptcy, they will be able to keep it.

29. If you file for bankruptcy, you cannot discharge any income tax debt regardless of how old it is.

30. You must give up your home if you file for bankruptcy.

31. You will never be able to rent an apartment or a home if you file for bankruptcy.

32. Everyone will know I filed for bankruptcy.

33. All debrts are wiped out in a Chapter 7 bankruptcy.

34. If you're married, both spouses have to file for bankruptcy.

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