Not if you want real help!
David Streitfeld writes about the industry convention of debt settlement companies in Chicago.
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I have read the article that has been linked here. I agree that there are certain debt companies that focus more on making fortunes by quenching the hard earned money of the debtors, rather then focusing on providing assistance. Unless the consumer himself does not gets aware as to choose the right kind of company for himself, and file a complaint against the cheaters, things are not going to change.
Generally debt settlement clients end up filing bankruptcy.
[...] have written about debt settlement companies before, but, they are still out there victimizing [...]