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The Modern Rules Of Family Finance

  How to avoid filing bankruptcy?

We should revert to the old rules of family finance, even guru Suzie Orman agrees.

Remember, those Depression era folks?  Some are still around, like my in-laws.

They considered it damn near a sin to borrow money.

Pay interest?  No way.

Never had a credit card or a car loan.

It’s not likely we will get all the way back to those rules of family finance but look how far the pendulum has swung.

What will you value you more, something you worked for months to save so you could buy it, or, the same thing, if someone gave it to you?

The question answers itself, so why do so many parents buy cars for their kids?

Have not done this one in our house, and I have never worried about my daughter’s car.

And she takes great care of it.

Don’t give your kid a car to feel good about yourself.

Spend the money on therapy instead.

Gifts are not a substitute for time.

Kids know what is important to us, to anyone.

It is what you spend your time on.

Here they are:Continue Reading

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Personal Finances Then And Now

Are you better off than you were a year ago? Record numbers of Americans are not.  Rasmussen Reports, the top polling agency, says 32% of us owe more than last year. Not coincidentally, confidence in banks is at an all time low. And the government doesn’t poll so well either. With unemployment staying high, homeContinue Reading

The Truth About Student Loans

American youth has been sold a bill of goods, get that college education, you will make more money, it will pay off in the long term, buy now, pay later, get student loans! Lenders even market to unemployed people, borrow our student loan, get that degree that leads to employment! Yet, more college graduates areContinue Reading

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National Enquirer To File Bankruptcy?

CBS news website says the parent company of the National Enquirer, among other publications, will file Chapter 11 Bankruptcy. How did that happen? The Associated Press story, (which also has the photo I used right here) says too much debt from borrowing when times were good. Why do people and businesses do that? Sometimes itContinue Reading

One Response to National Enquirer To File Bankruptcy?

Student Loans And The Big Picture

“To get a good job, you need a good education.” That has been a theme for decades. Well, just how many good jobs are out there, compared to how many college students? Unemployment predicted to be higher than normal for:  8 more years. That is the consensus unemployment forecast of economists surveyed by the AssociatedContinue Reading