Credit cards are neither good nor bad; they have no intrinsic moral quality. Just like a baseball bat; depends how you use it. Hit a home run? Cool. Break someone’s head? Not so much. Yes, that one is subjective. It is possible to use credit cards without going overboard, pay the balance every month, get…
Good for you, you started that savings account! Does it have a debit card attached to it? ATM access? Online access? A branch close to where you live and/or work? Then ditch that one, and find a bank that is farther away. Seriously. Do not get an ATM card, do not have online access, do…
The short answer: everything! Everything that costs you money. Which includes Electronic Funds Transfers from your bank account. And debit cards. And credit cards, until you stop using them. OK, I have not, my American Express is tied into the bankruptcy court for filing fees on the cases I file. I tried to change over…
