Tag Archive: garnishment

What Happens If I Get A Judgment Against Me?

Empty Pockets

“I am being sued by capital one for a credit card debt…I’m unemployed…will I still have to pay if I lose in court?” Someone posted this question to me.  I never know what the enemy may do, but, here are the possibilities: So here comes the long winded answer about money judgments in St. Clair…

Ten Reasons Not To File Your Own Bankruptcy

I always tell people, if you are an electrician, go ahead and rewire your house, if you are a plumber, put in that new sink, but, if you are not, get someone who does know how to do those things. Same with filing bankruptcy. 1. It is easy to flub a procedural requirement, not file…

Debt Collectors Are NOT Your Friends

This is one of the truths in the Money Myths chapter of Dave Ramsey‘s Total Money Makeover. And born out in the experience of my clients, though they often think that debt collectors are our friends. Recently, a client, sat across from me and said she liked the guy at the debt scam company. That…