Credit cards are neither good nor bad; they have no intrinsic moral quality. Just like a baseball bat; depends how you use it. Hit a home run? Cool. Break someone’s head? Not so much. Yes, that one is subjective. It is possible to use credit cards without going overboard, pay the balance every month, get…
Which bank should have your money? Banks are back to bidding for new customers, many offering cash for opening a new account. Lots of them require you to set up direct deposit of your paycheck. So, if you are like me, and do not get a paycheck, no go. Mark Riddix explained what he researched…
So I read this idea in Reader’s Digest decades ago. So goofy it stuck with me. Now, this was in the days before debit cards existed, and there weren’t 50 million Capital One cars floating around. So, people paid with checks or cash. Now, this tip only helps if you have stopped using credit and…
Good for you, you started that savings account! Does it have a debit card attached to it? ATM access? Online access? A branch close to where you live and/or work? Then ditch that one, and find a bank that is farther away. Seriously. Do not get an ATM card, do not have online access, do…
The short answer: everything! Everything that costs you money. Which includes Electronic Funds Transfers from your bank account. And debit cards. And credit cards, until you stop using them. OK, I have not, my American Express is tied into the bankruptcy court for filing fees on the cases I file. I tried to change over…
