Tag Archive: planning

S Is For Chapter 13 Step Plan

S is for Step Plan image by: dreamstime image by:  dreamstime Chapter 13 bankruptcy is difficult enough to understand.  The Chapter 13 plan is the point of a Chapter 13 bankruptcy case. Chapter 13 is a payment plan bankruptcy case, as opposed to Chapter 7 or “straight” or “liquidation” bankruptcy. Clients always ask:  How does the…

Planning For Hard Times

Short term advice is difficult to give, unless you are off the cliff and flailing in the sky already. Assuming you are not there, let’s look at some long range tough times Plan B advice. One, of my dozens of cousins, budgets for what he made at his last job, or before his last raise,…