Monthly Archives: February 2011

The Real Truth About Mortgages (Part One)


This has been the most common question I get for a long time, so I will periodically post on the possible answers. If you are current, and can afford to continue paying, there is really no bankruptcy alternative. You can stop paying, the so-called “strategic default“. Unfortunately, there is no accurate prediction as to whatContinue Reading

6 Responses to The Real Truth About Mortgages (Part One)

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Is Your Main Squeeze A Spender Or A Saver?

Don’t let financial incompatibility kill your relationship! Or, maybe you should, sooner being better than later. If you are a spender and she is a saver, something’s gotta give. Apparently, we are more reluctant to talk to our partner about finances than almost anything else. The potential problems of a financial spender-saver mismatch are coveredContinue Reading

One Response to Is Your Main Squeeze A Spender Or A Saver?

One Response to Ten Reasons Not To File Your Own Bankruptcy

  1. Bravo! I always tell people not to file without an attorney for the reasons stated. I would add (and this goes to peace of mind which was mentioned) that most attorneys will field phone calls from your creditors so that you no longer have to deal with them–just give them the name and number of your lawyer. That was a huge relief to me when I filed.

    Good luck to all!


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After Bankruptcy, Then What?

A bankruptcy discharge does not fix everything, even all your debt-income problems. Yes, debts are still wiped out, with some exceptions. Foreclosures, lawsuits, garnishments, repossessions, all stopped. And harassing letters and phone calls from creditors and collection agencies. Bankruptcy does not have to be removed from your credit report for ten years, so some problemsContinue Reading

2 Responses to After Bankruptcy, Then What?

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